Crop Insurance
Let Us Help Safeguard Your Investment.
We offer comprehensive crop insurance for your corn and soybean acres. Work with us to design the best protection to safeguard your investment against uncontrollable weather risks and fluctuating markets, so you can focus on running your farm with confidence. We work with Rain and Hail and Farmers Mutual Hail to find the coverage that is right for your farm.
Crop Insurance Policy Packages Can Include
Hail Insurance
Immediate payout for physical hail damage, dollar-for-dollar, often within 7–14 days.
Revenue Protection (RP)
Guarantees revenue using the higher of spring planting price or fall harvest price.
Multi-Peril Crop Insurance (MPCI)
Federally backed protection against drought, excess rain, frost, wind, insects, disease, and more.
Market Coverage Option (MCO)
Adds extra price protection if futures drop below your chosen level.
Enhanced Coverage Option (ECO)
Boosts your MPCI guarantee up to 90% or 95% of revenue — perfect for locking in higher coverage when prices spike.
Margin Protection (MP)
Covers the gap between your revenue and actual costs (seed, fertilizer, fuel, etc.) — great for tight margins.
Real Farm Example: 2020 Derecho Windstorm in Central Iowa
A 1,200-acre corn farmer in Boone County lost 240 acres to the devastating August 2020 derecho storm, which brought hurricane-force winds equivalent to hail damage in many cases.
- Revenue Protection (RP) policy at 75% coverage paid $112/acre for lost yield and price drop.
- Private hail/wind policy paid an additional $98/acre for immediate field damage. Total payout: $48,000 in just 18 days — enough to cover replanting costs and next year’s fertilizer order.
(Source: Based on Iowa State University Extension reports and USDA Risk Management Agency data on 2020 windstorm claims in Iowa, where over $200 million was paid out statewide for corn losses from the event.)
Office
712 Washington Ave., Iowa Falls, IA 50126
Call Us
Landon: (515) 689-1842